Ohio Installment Loan and Check Cashing Stores

Find ACE Cash Express Locations in Ohio

Loan Products in Ohio

Installment Loan

$100-$1,000 (at an ACE store)

An Ohio installment loan is a short-term, personal loan with longer repayment terms than a payday loan and substantially equal payment amounts over the duration of the loan.^1,2

Apply In-Store

Installment Loan APR and Fees

Benefits of an Installment Loan in Ohio

Easy Application

Personal loans at ACE have a hassle-free application process and are usually faster than applying for a traditional personal loan.¹

No FICO^® Score Impact

ACE Cash Express may obtain information from a non-traditional consumer reporting agency and the inquiry may affect your overall credit profile with the applicable agency, but it will not impact your FICO^® Score.³ If you are approved, the loan amount you may borrow will depend upon your income and our standard underwriting criteria.¹

Instant Decision

When you apply for a loan at ACE, you receive an instant decision, so you’ll know right away if you are approved.

Receive Loan Funds¹

If approved for an in-store loan, you’ll receive your cash immediately.¹

Card Products Offered In Ohio

Porte^®

Mobile Banking With Service You Love

Deposit Account opening is subject to registration and ID verification.⁴

Porte is a full-service mobile finance app. Banking services provided by Pathward®, N.A., Member FDIC.

Flare Account^®

Online Banking for Your Everyday Life

A Flare Account offers the tools you need to manage your money your way.

Deposit Account opening subject to registration and ID verification.⁴Terms and fees apply. Established by Pathward®, N.A., Member FDIC. Banking services provided by Pathward, N.A., Member FDIC

ACE Elite^® Visa^® Prepaid Debit Card

Your Money, Your Way

Manage and control your money on one convenient, prepaid debit card.

Card usage is subject to card activation and identity verification.⁴

Other Financial Services Offered in Ohio

Check Cashing

ACE is your one-stop shop for check cashing. We cash most types of checks with no bank account required. All you need to cash a check is a valid government-issued ID.⁵

Bill Pay

ACE offers bill payment services for rent, utilities, credit cards, and more. All you need is your bill or account information and cash.

MoneyGram® Money Transfers

ACE provides a fast, convenient, and secure way to send or receive money with MoneyGram® Money Transfer. Send funds domestically, anywhere in the U.S., and Internationally to over 200 Countries and territories.

MoneyGram® Money Orders

Skip mailing cash and send a money order instead! ACE Offers a more secure and reliable alternative to sending cash with MoneyGram® Money Orders.

ATM Services⁵

Take advantage of convenient cash withdrawals or a balance inquiry. ACE also offers services to load cash funds to various debit and prepaid debit cards.⁶

ACE Elite Visa Prepaid Debit Card, the Flare Account, and Porte accountholders can receive in-person support with adding funds and withdrawing cash.⁷

Tax Services

ACE cashes all types of tax refund checks. If you received your tax refund on a tax card, you can withdraw cash at an ACE store.^5,6

Business Services

Cash business checks at ACE. We have cash on hand, even large amounts. Our service hours are longer than a typical, traditional banks, and our fess are competitive.⁵

Ohio Product and Service FAQs

How do I apply for an Ohio installment loan at ACE?

In Ohio, ACE only offers an installment loan in-store.

Visit an ACE Store in Ohio.

1. Use the Store Locator to find a store near you and apply in person.
2. Receive an instant loan decision.
3. If approved, walk out with cash in-hand immediately!¹

What type of checks can I cash in Ohio?

We make it hassle-free to get cash for many types of checks in Ohio, including: ⁵

Payroll checks
Personal checks
Business checks
Income tax refund checks
Government checks
Insurance settlement checks
Money orders

About ACE Cash Express in Ohio

ACE Cash Express in Ohio offers a valuable in-store short-term personal loan product to Ohioans, also known as an installment loan, designed to help cover unexpected expenses or emergencies. Additionally, ACE provides a range of financial services such as card services, check cashing, money orders, money transfers and bill payment services. We operate in and around big cities like Cleveland, Youngstown, Dayton, Lorian, and more. Visit an ACE store in Ohio and see why we’re one of the most trusted places to get cash when you need it.