Missouri Cash Advance, Installment Loan, and Check Cashing Stores

Find ACE Cash Express Locations in Missouri

Find ACE Cash Express Near you

Loan Products in Missouri

Cash Advance

$100-$500 (at an ACE store)

A Missouri payday loan (also known as a cash advance) offered at ACE Cash Express is a small-dollar, short-term loan designed to help cover unexpected expenses until your next paycheck. If approved, the borrower generally repays the loan balance in full on their next payday.1

Apply In-Store

Cash Advance APR and Fees

Installment Loan

$100-$2,000 (online or at an ACE store)

A Missouri installment loan is a short-term, personal loan with longer repayment terms than a payday loan and substantially equal payment amounts over the duration of the loan.1,2

Apply Online Apply In-Store

Installment Loan APR and Fees

Benefits of Personal Loans in Missouri

Easy Application

Personal loans at ACE have a hassle-free application process and are usually faster than applying for a traditional personal loan.1

No FICO® Score Impact

ACE Cash Express may obtain information from a non-traditional consumer reporting agency and the inquiry may affect your overall credit profile with the applicable agency, but it will not impact your FICO® Score.3 If you are approved, the loan amount you may borrow will depend upon your income and our standard underwriting criteria.1

Instant Decision 

When you apply for a loan at ACE, you receive an instant decision, so you’ll know right away if you are approved.

Receive Loan Funds1 

If approved for an online loan,1 you may be eligible for Instant Funding to a debit card. If you are offered the debit card instant funding option and you select that option, your loan proceeds may be available as quickly as 30 minutes after loan approval and verification. Funding times vary based on your bank.4 Otherwise, you could have your funds deposited into your bank account as soon as the next business day or, if eligible, pick up cash same-day at one of our stores. If approved for an in-store loan, you’ll receive your cash immediately.1

Card Products Offered In Missouri

Porte®

Mobile Banking With Service You Love

Deposit Account opening is subject to registration and ID verification.5

Porte is a mobile finance app, not a bank. With Porte, you have a full-service mobile finance app but with in-person support. Banking services provided by Pathward®, N.A., Member FDIC.

Flare Account®

Online Banking for Your Everyday Life

A Flare Account offers the tools you need to manage your money your way. Deposit Account opening subject to registration and ID verification.5

Terms and fees apply. Established by Pathward®, N.A., Member FDIC. Banking services provided by Pathward, N.A., Member FDIC

ACE Elite® Visa® Prepaid Debit Card

Your Money, Your Way

Manage and control your money on one convenient, prepaid debit card. Card usage is subject to card activation and identity verification.5

Other Financial Services Offered in Missouri

Check Cashing

ACE is your go-to for check cashing—no bank account needed. Just bring a valid government-issued ID, 6 and we’ll handle the rest.

Bill Pay

ACE offers bill payment services in-store for rent, utilities, credit cards, and more. All you need is your bill or account information and cash.

MoneyGram® Money Transfers

ACE provides a fast, convenient, and secure way to send or receive money with MoneyGram Money Transfers. Send funds domestically, anywhere in the U.S., and internationally to over 200 countries and territories.

MoneyGram® Money Orders

Skip mailing cash and send a money order instead! ACE offers a more secure and reliable alternative to sending cash with MoneyGram Money Orders.

ATM Services7

Take advantage of convenient cash withdrawals or a balance inquiry. ACE also offers services to load cash funds to various debit and prepaid debit cards.7

ACE Elite Visa Prepaid Debit Card, the Flare Account, and Porte accountholders can receive in-person support with adding funds and withdrawing cash.8

Tax Services

ACE cashes all types of tax refund checks. If you received your tax refund on a tax card, you can withdraw cash at an ACE store.6,7

Business Services

Cash your business checks* at ACE. We have cash on hand, even large amounts. Our service hours are longer than a typical, traditional bank, and our fees are competitive.6

*The owner or officer of a business must provide the necessary documents, including proof of authority, business registration, and other relevant information, to cash checks at ACE. 

Missouri Product and Service FAQs

You can apply for a payday loan at an ACE store location in Missouri.

Visit an ACE Store in Missouri

1. Use the Store Locator to find a store near you and apply in person.
2. Receive an instant loan decision.
3. If approved, walk out with cash in-hand immediately!1

In Missouri, you can apply for an installment loan online or in person at an ACE store.

Apply Online in Missouri

1. Complete the loan application. This takes just a few minutes.
2. Receive an instant decision.
3. If approved, have your loan proceeds instantly delivered to your debit card if eligible, or direct deposited to your bank account by the next business day,4 or, if eligible, pick up cash at a store near you!1

Visit an ACE Store in Missouri

1. Use the Store Locator to find a store near you and apply in person.
2. Receive an instant loan decision.
3. If approved, walk out with cash in-hand immediately!1

We make it hassle-free to get cash for many types of checks in Missouri, including:6

  • Payroll checks
  • Personal checks
  • Business checks
  • Income tax refund checks
  • Government checks
  • Insurance settlement checks
  • Money orders

About ACE Cash Express in Missouri

ACE Cash Express in Missouri offers valuable online or in-store short-term personal loan products to Missourians, also known as in-store cash advance an an in-store and online installment loan designed to help cover unexpected expenses or emergencies. Additionally, ACE provides a range of financial services such as card services, check cashing, money orders, money transfers, and bill payment services. We operate in and around big cities like Arnold, St. Louis, and St. Charles. Visit an ACE store in Missouri and see why we’re one of the most trusted places to get cash when needed.

Missouri Locations

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